Invest in yourself high school financial planning program 1 june 2014 overview working full time may seem a long time. Nefes high school financial planning program hsfpp is a turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of preteens, teens, and young adults. With the shift from the defined benefit db to the defined. The nefe high school financial planning program has three main objectives. As a result of taking part in the nefe high school financial planning program, students will build confidence, apply practical skills, and exhibit sensible behaviors related to money management. Lesson competencies and learning objectives 2 1 weigh the benefits and risks of borrowing. Its not to deprive yourself, but to be able to reach your financial smart goals. The national endowment for financial education nefe is the leading private nonprofit 501 c 3 national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life. About nefe the national endowment for financial education is an independent, nonprofit foundation dedicated to the goal of. However, to be effectively taught, the program often makes use of outside volunteer financial services professionals to add value in a classroom. While we recognize that financial workshop kits have been a beneficial resource, we have made the decision to discontinue this program on september 12, 2019. Read book nefe study guide answers nefe high school financial planning program hsfpp since 1984 the national endowment for financial education nefe has proudly provided 100 percent of the funding for the high school financial planning program hsfpp, a high quality, noncommercial, and unbiased personal finance curriculum. Nefe high school financial planning program unit 1 your financial plan.
Nefe has promoted financial literacy to teachers and teens for more than three decades through its flagship programan awardwinning, evaluated and noncommercial financial education curriculum. Nefe high school financial planning program, denver, colorado. Your financial plan will contain many different topics and components. Evaluations are the primary tool to measure program performance, build shared understanding of goals and outcomes within your organization, and prove the value of your program to funders. First download the wealth care kit introduction to get started with setting financial goals, figuring out your net worth and cash flow and establish an emergency fund. Assessment 31 assessment 32 student financial goals from unit 1 access to time value of money tvm calculator access to internet unit 3 newsletter article for more program resources, visit. Student guide national endowment for financial education on. Nefe high school financial planning program moving students.
Youve read about katie, a forward on her high school soccer team who has a torn ligament in her knee. Using credit wisely 4a credit facts nearly 33% of teens owe money to either a person or company, with an average debt of. Its not about depriving yourself of favorite things remember the stepdown principle from unit 1 if not, explain it. In this unit, we look at risk and ways to manage it so students. Using credit 2014 national endowment for financial education. Nefe high school financial planning program unit one. The nefe high school financial planning program hsfpp is proven effective and makes it easy to empower teens with money management skills. The national endowment for financial education nefe. Student lessons high school financial planning program. Since 1984 the national endowment for financial education nefe has proudly provided 100 percent of the funding for the high school financial planning program hsfpp, a high quality, noncommercial, and unbiased personal finance curriculum. Nefe high school financial planning program home facebook. As nefe strategically realigns, we are streamlining and consolidating our offerings to ensure that we are providing the best information to our collaborators, partners and learners. The jrotc program is designed to teach high school students the value of citizenship, leadership, service to the community, personal responsibility. Nefe high school financial planning program u3c11l2 nefe unit 1 your financial plan.
In this unit, we look at risk and ways to manage it so students can learn to protect themselves and their families. The challenge included with each lesson provides you with a component of your plan that you can update as your values and life situations change. Making the most of your money 163 u3c11l4 nefe unit 3 investing. Money management 2012 national endowment for financial education 4 module 1.
With the shift from the defined benefit db to the defined contribution dc pension system, workers have to decide when and how much to save and invest for retirement. With performancebased learning, students take what they learn and apply it directly in the course of each unit. Risk management is a means of dealing with potential personal or financial loss. What are the common types of injuries in your community. Setting financial goals 261 appendix mandatory core service learning 263 chapter 8 making a difference. Nefe high school financial planning program unit one your. Assessment 31 assessment 32 student financial goals from unit 1 access to time value of money tvm calculator access to internet unit 3 newsletter article for more program resources, visit hsfpp59 dollar cost averagingis another method that can reduce the risk of getting into the market at the wrong time. For more program resources, visit hsfpp165 insurance.
S sharing do i support local charities or causes i value. Target program outcome control personal credit and debt. But what you do today can greatly expand or limit the options you will have for many years to come. Choose from 58 different sets of nefe high school financial planning program flashcards on quizlet. This nefe program will equip students in grades 812 with. The jrotc program is designed to teach high school students the value of citizenship, leadership, service to the community, personal responsibility, and a sense of accomplishment, while instilling in them selfesteem, teamwork, and selfdiscipline. The national endowment for financial education nefe is a private, nonprofit, nonpartisan, and noncommercial foundation that educates americans on a broad range of financial. Using credit high school financial planning program 1 june 2014 overview credit cards, auto loans. In the last 20 years there has been an increase in workers responsibility over their financial security and financial wellbeing. Nefe high school financial planning program, student guide. Unit 6 citizenship in american history and government. Get instructional materials instructors can download the entire curriculum or select specific topics, lessons or files to package into a zip file.
Nefe provides the hsfpp as a public service to enhance the financial literacy of youth. Protecting what you have in unit 3, we talked about risk relative to investments. Lesson 1 making the right choices 230 lesson 2 goals and goal setting 235 lesson 3 time management 240 lesson 4 cadet etiquette guide 247 chapter 11 nefe high school financial. School financial planning program since 1984 the national endowment for financial education nefe has proudly provided 100 percent of the funding for the high school financial planning program hsfpp, a high quality, noncommercial, and unbiased personal finance curriculum. Where it all begins 1n s saving am i paying myself.
Unit one vocabulary and key terms of the nefe high school financial planning program book. The wealth care kit from the national endowment for financial education nefe breaks down each area youll want to keep tabs on to keep yourself financially healthy. Personal financesomething all students should be introduced to. Setting financial goals 261 appendix mandatory core service learning 263 chapter 8 making a difference with service learning 264 lesson 1 orientation to service learning 265 lesson 2 plan and train for your exploratory project 271. Where it all beginsvalues getting a good education religious faith or beliefs social causes handling money responsibly. Learn nefe high school financial planning program with free interactive flashcards. The challenge included with each lesson provides you with a component of your plan that you can update as your values and life. The nefe financial education evaluation toolkit is presented as a public service to help educators and decisionmakers implement and improve their personal. Chapter 11 nefe high school financial planning program 260 lesson 1 nefe introduction. The national endowment for financial education nefe offers english or spanish print curriculum, and webbased resources designed and written for high school students interested in learning more about.
Invest in yourself high school financial planning program 1 june 2014 overview working full time may seem a long time from now. Working adults national endowment for financial education. About the nefe high school financial planning program series by picking up this booklet, you are on your way to making your dreams come true and headed down the path to financial independence. Download curriculum high school financial planning program. This program series includes six topic modules to introduce you to the fundamentals of mindful money management behaviors. Where it all begins 159 u3c11l3 nefe unit 2 budgeting. Dont go broke 270 lesson 4 savings and investments. Nefes free high school financial planning program equips teens with fundamental personal finance. Where it all begins the fivestep financial planning process 1 b. Where it all begins 1 n s saving am i paying myself. Lesson 1 making the right choices 230 lesson 2 goals and goal setting 235 lesson 3 time management 240 lesson 4 cadet etiquette guide 247 chapter 11 nefe high school financial planning program 267 lesson 2 financial planning. The national endowment for financial education nefe is the leading private nonprofit 501 c 3 national foundation dedicated to inspiring empowered financial decision making for individuals and. National endowment for financial education high school department 5299 dtc boulevard, suite 0 greenwood village, co 80111 phone.
A spending plan, or budget, is a plan for managing your money during a given period of time. Nefe high school financial planning program unit one your financial plan. Comprehensive, ongoing financial education is a powerful force for positive change. Every business have budgets for everything, payroll, expenditures, capital improvements, inventory, and supplies. Create free evaluations financial education evaluation toolkit. Using credit high school financial planning program 1 june 2014 overview credit cards, auto loans, home mortgages, pawn shops youve probably heard a lot about debt over the yearsgood and bad. The program does not promote financial products, financial planning organizations, individuals, or companies. Using credit wisely 4c2 debt is the entire amount of money you owe to lenders apr annual percentage rate is the total. The hsfpp planning guide can walk you through the steps. Nefe is independently funded by its own endowment, which was established with the proceeds from. Money management high school financial planning program. Nefe high school financial planning program unit 4 good debt, bad debt. Manage risk high school financial planning program 2 june 2014 learning tasks teaching notes materials 1.